Veterans who receive a 100% disability rating from the U.S. Department of Veterans Affairs (VA) are eligible for the highest level of monthly tax-free compensation and a variety of additional benefits. If you’re currently at 90% disability, now is the time to explore your options and get the full benefits you deserve.
1. VA Disability Compensation
Veterans with a 100% disability rating receive the highest monthly tax-free compensation available. The amount increases if you have dependents such as a spouse, children, or dependent parents. To check the latest compensation rates, visit the VA Disability Compensation Rates page.
2. VA Dental Benefits
Do 100% disabled veterans qualify for VA dental benefits? Yes, but eligibility depends on certain factors. You must have a 100% schedular rating, 100% permanent and total (P&T) rating, or 100% Total Disability Individual Unemployability (TDIU) rating to qualify. If you are receiving a temporary 100% rating, such as for hospitalization or rehab, you may not be eligible. Learn more at the VA Dental Care Benefits page.
3. CHAMPVA Health Care for Dependents
Veterans who are 100% P&T qualify for CHAMPVA, which provides health care coverage for dependents. This program offers free private medical care for eligible spouses and children. If you’re not yet rated 100% P&T, getting this rating can significantly benefit your family. Apply for CHAMPVA as soon as you qualify, as processing can take 12 weeks or more. Get more details on the CHAMPVA Benefits page.
4. VA Special Monthly Compensation (SMC)
SMC is an additional tax-free benefit paid due to special circumstances, such as the need for aid and attendance, housebound status, or loss of use of a body part. Payments vary, ranging from $118.33 per month (SMC-K) to over $10,155.94 per month (SMC-R2 or SMC-T for traumatic brain injuries). Find out more at the VA Special Monthly Compensation page.
5. VA Aid and Attendance Benefits
The VA Aid and Attendance (A&A) program helps cover the cost of daily living assistance for eligible veterans. If you need help with bathing, dressing, eating, or other activities, you may qualify for additional financial support. Learn more and apply at the VA Aid & Attendance Benefits page.
6. VA Housebound Benefits
Housebound benefits are for permanently disabled veterans who are substantially confined to their home due to a disability. To qualify, you need one disability rated at 100% and one or more additional disabilities rated at 60% or higher. More information is available on the VA Housebound Benefits page.
7. VA Health Care Benefits
Veterans with 50% or higher disability ratings receive free health care through the VA. 100% disabled veterans are placed in Priority Group 1, meaning they receive top priority for medical appointments and treatment. No co-pays are required. Find details on the VA Health Care Benefits page.
8. Veteran Student Loan Forgiveness
Veterans with a 100% P&T or TDIU rating qualify for Total and Permanent Disability (TPD) Discharge, which eliminates federal student loan debt. Visit the Student Loan Forgiveness for Veterans page for more information.
9. Dependent Education Assistance (DEA) Program (Chapter 35)
If you’re 100% P&T, your dependents may qualify for the DEA Program (Chapter 35), which provides monthly stipends for college, job training, and apprenticeships. Stipends range from $43 to $1,200 per month. Check eligibility at the VA Education Benefits page.
10. Property Tax Exemptions for 100% Disabled Veterans
Many states offer property tax exemptions for 100% disabled veterans. Seventeen states provide full tax waivers, while others offer partial exemptions. Contact your local county assessor’s office before April 15th to ensure you receive this benefit. Check State Benefits for Veterans for your state’s specific exemptions.
Final Thoughts
Veterans with a 100% VA disability rating qualify for some of the most significant benefits available. If you’re close to 100%, it’s worth exploring options to increase your rating. Visit VA.gov to access your benefits and take full advantage of your hard-earned entitlements.
Disclaimer: The information provided in this article is for general informational purposes only and is not intended as legal, financial, or medical advice. VeteransBenefitsHub.com is not affiliated with the U.S. Department of Veterans Affairs (VA) or any government agency. While we strive to provide accurate and up-to-date information, VA policies, benefits, and eligibility requirements are subject to change. For official guidance, eligibility verification, and assistance with claims, please visit the official VA website at VA.gov or consult with a qualified Veterans Service Officer (VSO).
