VA Scandal Uncovered: The System’s Dismissal of Private Medical Evidence

The VA’s Common Tactic: Denying Private Medical Evidence

 

The VA’s Common Tactic: Denying Private Medical Evidence

The Department of Veterans Affairs (VA) frequently dismisses private medical evidence in disability claims. This practice undermines veterans’ rights and is inconsistent with the VA’s own published policies, which state that independent medical opinions (IMOs) are valid for rating purposes.

Despite these policies, VA adjudicators often find ways to disregard such evidence, frequently during the claims process and more commonly in initial decisions rather than appeals. This behavior delays justice and contributes to unnecessary appeals.

Independent Medical Opinions Are Legally Valid

An independent medical opinion from a licensed private doctor is sufficient for rating purposes under VA regulations. The law does not require long-term treatment relationships, geographic proximity, or specific employment arrangements with the VA for a doctor’s opinion to be considered valid.

Though proximity may sometimes be viewed favorably by VA staff, there is no legal requirement for the physician to be located within the veteran’s state. Out-of-state medical opinions are legally acceptable, particularly when VA options have been exhausted or local providers are unavailable or unfamiliar with VA standards.

The VA’s Double Standard

While private medical opinions are often scrutinized or dismissed, the VA routinely schedules Compensation & Pension (C&P) examinations with contracted physicians who are out of state, unfamiliar with the veteran, and only see the veteran once. These C&P opinions are then given considerable weight in the claims decision—even though the same standards used to dismiss private opinions would logically apply to them as well.

Common reasons VA adjudicators cite when rejecting private medical opinions include:

  • Physician did not review the complete VA claims file.
  • Physician resides out of state.
  • Lack of a long-term treatment relationship.
  • Bias due to compensation for services rendered.

Meanwhile, these same characteristics are often true of C&P examiners, whose opinions are accepted without similar scrutiny. This reflects a clear inconsistency in how evidence is weighed and used to support or deny claims.

Responding to a Denial

Upon receiving a denial that dismisses valid private medical evidence, the most effective response is often to request a Higher-Level Review. This level of review allows the claimant to challenge the legal adequacy of the decision without introducing new evidence.

Below is an example of language commonly used in denial letters:

“Private medical evidence and opinion were received. However, the evidence was not deemed sufficient for evaluation purposes. The private examiner did not have access to the full claims file and resides outside of the claimant’s locality. Long-term treatment is not assumed. A VA examination was conducted instead.”

This type of reasoning can be directly challenged. The following steps are recommended:

  1. File a Higher-Level Review request (VA Form 20-0996).
  2. Do not request an informal conference unless required.
  3. Provide a short, factual statement correcting the VA’s errors.

Example statement for the Higher-Level Review:

“Private medical evidence was submitted to support the disability claim. The physician reviewed the complete VA claims file, which was provided on [insert date]. The VA’s rationale for rejecting the evidence—citing the physician’s location, lack of long-term treatment, and alleged incomplete review of records—is contrary to VA regulations. The evidence meets all legal criteria for consideration and was improperly dismissed.”

Legal arguments should be grounded in fact. There is no need to address irrelevant points such as whether the physician saw the claimant once or is located out of state. VA examiners often meet the same criteria, and this inconsistency can support the argument that the decision was arbitrary and capricious.

Strategic Considerations

The VA claims process is adversarial in nature. Each submission of evidence is a strategic move, and each VA decision is a counter. The goal is to build a strong, evidence-based case and respond methodically, not emotionally.

In cases where the VA entirely disregards valid medical evidence, filing a Higher-Level Review is often the most appropriate next step. If that fails, escalation through supplemental claims or appeals to the Board of Veterans’ Appeals may be warranted. Legal representation can also be considered at any point in the appeals process.

Disclaimer

This article is for informational purposes only, portions are opionated, and does not constitute legal advice. Veterans should consult with an accredited Veterans Service Officer (VSO), claims agent, or attorney to obtain advice tailored to their specific situation.




4 Questions Veterans Must Respond to When Disputing VA Claims

When it comes to VA claim denials, everything really boils down to one key question

 

When it comes to VA claim denials, everything really boils down to one key question:

Why were you denied in the first place?

The answer to that question will shape your next steps. Many veterans often skip over the most critical aspect — service connection — and instead focus on how the VA rated their disability. But here’s the truth: none of that matters if you weren’t service-connected to begin with. Service connection is the first big hurdle, and everything else hinges on that.

Focus on the Right Thing: Service Connection

If you’ve been denied, start by understanding what part of the service connection puzzle is missing. Denials can get complicated quickly, but the goal here is to make things as clear as possible. Let’s walk through the main reasons why veterans are typically denied — and what you can do about each one.

The Four Main Reasons for VA Claim Denials

  1. Lack of evidence from service
  2. Lack of a current diagnosis
  3. Lack of a persistent disability (continuity of symptoms)
  4. Lack of a nexus (connection between your condition and service)

1. Lack of Evidence from Service

In my opinion, this is the most difficult denial to overcome. If there’s no medical evidence from service, you’ll need to rely on non-medical or “lay” evidence. Buddy statements, performance reviews, or any documentation showing changes or incidents during service can help.

Example: I helped a Marine veteran filing a PTSD claim due to MST. She had zero medical evidence from service, but her “fit reps” — annual performance evaluations — showed a clear decline aligned with the events she described. That decline served as supporting evidence.

2. Lack of a Current Diagnosis

This one is simple: If you don’t have a diagnosis, go get one. Whether it’s through VA care using the secure messaging system or through private insurance, you need documented proof of your current condition.

3. Lack of Persistent Disability

This refers to the gap in your medical history. Maybe you were diagnosed in 1995, but there’s no record of treatment since then. That long gap hurts your claim. Fill it with medical records, pharmacy logs, or even personal statements about your self-treatment or over-the-counter remedies.

4. Lack of a Nexus

This is especially common in secondary claims. A nexus is the medical connection between your current disability and your service (or another service-connected condition).

If you’re missing a nexus, consider a Nexus letter from a qualified medical provider. Tools like AM (linked below) or Veteran AI can assist, provided your provider is willing to sign off on the connection.

Understanding Decision Letters

Let’s look at a common denial:

  • Claim: Back pain (upper and lower)
  • Diagnosis found: Yes
  • Service connection: No evidence

This means the veteran has a current diagnosis but no evidence linking it to service. The next steps? Either submit new service evidence or file a secondary claim — and in both cases, the evidence must be new and relevant.

Special Case: Army National Guard

The National Guard often faces more complications. For example, a claim for tinnitus might show both a diagnosis and a qualifying event, but the Guard’s documentation systems can muddy the waters. Always check whether you served during qualifying federal duty periods.

Recommended Next Steps After a Denial

  • Higher-Level Review (HLR): Always consider this first. Request an informal conference and submit a brief statement outlining your key evidence.
  • Supplemental Claim: If you have new evidence, this is your go-to route.
  • Nexus Letter: Consider this especially for secondary claims where the connection needs clearer support.

Final Thoughts

Fighting a denial is no easy task — it’s an uphill battle that starts with understanding your decision letter. Evidence is king. You must show:

  1. Evidence from service
  2. A current diagnosis
  3. A persistent or ongoing disability
  4. A clear nexus, especially for secondary claims

Without these, a denial is almost guaranteed. But with the right strategy and support, many veterans do win their claims on appeal.

Stay informed. Stay persistent.

Disclaimer: This article includes commentary based on personal experience and opinion. It is not official legal or medical advice. Veterans are encouraged to consult with a VA-accredited representative or healthcare provider regarding their specific claims.




VA Clear & Unmistakable Error (CUE): An In-Depth Look with Practical Examples

Understanding Clear and Unmistakable Error (CUE) in VA Rating Decisions

 

Understanding Clear and Unmistakable Error (CUE) in VA Rating Decisions

Many veterans are unsure of what to do when they discover an error in a VA rating decision. While the common advice is to request a Higher-Level Review, there is another lesser-known option available: submitting a request for revision based on a Clear and Unmistakable Error (CUE).

Our contributor explains the definition of a CUE, the VA’s process, and shares examples based on professional experience as a former VA rating specialist. This article aims to educate veterans on how to identify a CUE and properly file for a revision.

What Is a CUE?

According to the VA’s M21-1 manual, a Clear and Unmistakable Error exists if all three of the following criteria are met:

  • The correct facts, as known at the time, were not before the adjudicator or were overlooked.
  • The error must be of the kind that, had it not been made, would have manifestly changed the outcome.
  • The determination must be based on the record and the law that existed at the time of the prior adjudication.

CUEs are undebatable. If it is not absolutely clear that the outcome would have been different, the error does not qualify as a CUE. Veterans should obtain a complete copy of their claims folder to identify any discrepancies that meet these standards.

Time Frame for Filing a CUE

Unlike other VA appeal options, there is no time limit for filing a CUE. Veterans can submit CUE claims many years after the original decision was issued—some have successfully filed CUEs 10 to 15 years later.

Regulatory References

The governing regulation for CUEs is found in 38 CFR § 3.105(a). This regulation states that if a decision is reversed or amended due to a CUE, the revised decision is treated as if it were made on the date of the original decision. Veterans can use this to potentially receive back pay dating back to the original claim date.

Examples from the Field

Our contributor shared examples where CUEs were called on decisions that:

  • Denied service connection despite in-service complaints documented in the medical record.
  • Used incorrect diagnostic code criteria.
  • Failed to grant Special Monthly Compensation (SMC) due to oversight.
  • Missed awarding temporary 100% ratings following surgeries.

Identifying a Potential CUE

Veterans must carefully read their rating decisions in full and look for indicators such as:

  • Improper application or omission of statutory presumptions.
  • Overlooked private medical evidence listed in the decision.
  • Incorrect effective dates, especially when an intent to file was present but ignored.
  • Failure to follow procedural directives that affect benefit entitlements.

How to File a CUE Request

There is no mandatory form to file a CUE, but our contributor recommends using VA Form 21-526EZ for visibility and consistency. Veterans should write a detailed explanation and cite relevant laws and facts that were part of the original record.

Note: Veterans cannot submit a CUE on the same basis after a final decision has been made denying a previous CUE request.

Final Thoughts

To prepare an effective CUE claim, veterans should:

When a valid CUE is identified, it can significantly impact a veteran’s benefits—resulting in corrected ratings and backdated payments.


Disclaimer: The information presented in this article is based on the professional experience of our contributor, a former VA rating specialist. It is intended for educational purposes only and does not constitute legal or claims advice. Veterans should consult with an accredited representative or legal advisor for specific assistance with their VA claims.




Don’t Waste Your Money on Nexus Letter Templates

Don’t Waste Your Money on Nexus Letter Templates

 

 

It’s important to understand the difference between a Nexus letter and a personal statement.

  • A personal statement is written by you, the veteran. It’s your story—how your condition began during service, how it affects your life now, and any evidence you’ve found to support your claim.

  • However, you are not a licensed medical professional. The VA is legally required to give more weight to medical opinions than to personal statements. Your statement helps provide context—but it does not meet the requirement for medical evidence.


The Problem With Nexus Letter Templates

Some individuals loudly condemn “claim sharks”—yet turn around and sell you generic Nexus letter templates. That’s hypocrisy at its worst.

These templates often lack:

  • Professional credentials

  • Evidence of record review

  • Medical rationale

They’re just cookie-cutter forms being handed out for a profit. When your claim is denied, these sellers vanish. We’ve heard from countless veterans in this situation—left high and dry after putting their trust (and money) into bad advice.

Reminder: A Nexus letter filled out by you is not a medical opinion. It’s a personal statement—plain and simple.


How to Get a Real Nexus Letter (the Right Way)

Here’s how to do it properly:

  1. Work with a licensed medical provider.

  2. Ensure they review your records and state that clearly in the letter.

  3. Confirm the letter includes a clear diagnosis.

  4. Most importantly, the provider must include a strong medical opinion supported by detailed rationale.

This rationale should tie your service events to your current diagnosis using:

  • Your medical records

  • Known risk factors

  • Accepted medical science

  • The provider’s own expertise

Without all these elements, your Nexus letter is likely to be rejected—and your claim denied.


Final Thoughts: Know the Difference, Protect Your Claim

If you’re serious about getting your VA claim approved, it’s absolutely essential to understand:

  • The difference between a personal statement and a true Nexus letter

  • What the VA is actually looking for

  • Who you can trust—and who’s just trying to make a quick buck

Don’t let bad advice or junk templates jeopardize your benefits. Get informed, get professional help, and give your claim the best possible shot at success.

DISCLAIMER: This article is based on the author’s opinion and experience with the VA claims process. It is intended for informational purposes only and does not constitute legal or medical advice. Always consult with qualified professionals when preparing or submitting a VA disability claim.


Have questions or experiences with Nexus letters? Drop a comment below or share your story—we’re here to help each other through it.




Denied VA Claim: Can a VA Lawyer Assist you?

Denied VA Claim: Can a VA Lawyer Assist you?

 

 

Introduction

Welcome to VeteransBenefitsHub.com! Today, we’re diving into a topic that often confuses veterans: VA lawyers and when you can use them. To help clarify this, we’ve brought on an expert, VA Lawyer, an accredited VA attorney.

Understanding VA Lawyers and Claims

Interviewer: Thanks for joining us today, Benjamin. Can you tell us a little about how veterans can navigate the VA claims process?

VA Lawyer: Thanks for having me. The VA claims process can be overwhelming and confusing. One of the most important things to understand is that medical evidence is at the core of most claims and appeals. If you want to learn more or need assistance,

When Can You Hire a VA Lawyer?

Interviewer: One common question we get from veterans is about hiring a VA lawyer right at the start of their claim. Can a veteran hire a lawyer as soon as they decide to file?

VA Lawyer: That’s a great question. Unfortunately, the answer is no. Veterans lose the right to hire a lawyer for initial claims when they leave the military. The VA system was set up this way to limit legal involvement early in the process.

However, once the VA has made a decision on your claim and you disagree with that decision, you can hire an attorney to represent you during the appeals process. This change was made with the Appeals Modernization Act of 2019, which allows veterans to hire an attorney as soon as the agency has issued an unfavorable decision.

Why Was the Law Changed?

Interviewer: What led to this change in the law allowing veterans to hire attorneys for appeals?

VA Lawyer: Historically, veterans couldn’t hire attorneys to handle their cases, even after receiving a denial. The Court of Appeals for Veterans Claims was established in 1988, and even then, veterans couldn’t hire attorneys until they filed a Notice of Disagreement.

In 2019, the Appeals Modernization Act allowed veterans to hire an attorney as soon as the VA built a case against them. The VA system has long been dominated by Veterans Service Organizations (VSOs), who fought hard to keep attorneys out of the process. Ironically, many cases where veterans finally achieved justice were those where attorneys got involved.

Comparing VSOs and VA Attorneys

Interviewer: How do VA attorneys differ from VSOs or CVSOs in helping veterans with their claims?

VA Lawyer: One of the biggest differences is fiduciary duty. A VSO or CVSO often works directly for the government or receives support from government resources. This can sometimes create a conflict of interest since they have a duty to both the veteran and the agency.

On the other hand, a private VA attorney works solely for the veteran and has a fiduciary duty to advocate for them without any conflicting obligations. This means that the attorney’s loyalty is always to the veteran, which can be crucial in complex cases involving Traumatic Brain Injury (TBI), Special Monthly Compensation (SMC), or mental health claims.

Is Self-Representation an Option?

Interviewer: Should veterans try to represent themselves before hiring an attorney?

VA Lawyer: It depends on the complexity of the case. Simple claims, like basic disability ratings, might be manageable without legal assistance. However, complex claims or cases involving multiple conditions can benefit from professional legal representation.

Additionally, it’s crucial to stay actively involved in your claim, regardless of whether you use a VSO, CVSO, or attorney. No one will care more about your case than you do. Understanding the process and gathering solid evidence are key to success.

Final Thoughts

Interviewer: What advice would you give to veterans who feel overwhelmed by the VA claims process?

VA Lawyer: Educate yourself as much as possible.  Whether you decide to work with a VSO, CVSO, or attorney, your involvement and knowledge will significantly impact the outcome.

Conclusion

Navigating the VA claims process can be daunting, but understanding your rights and knowing when to hire an attorney can make all the difference. For more insights and assistance, visit Office of General Counsel or continue exploring helpful content here on VeteransBenefitsHub.com.

Stay informed, stay proactive, and never hesitate to reach out for support!

Disclaimer

The information provided in this article is for general informational purposes only and does not constitute legal advice. While we strive to provide accurate and up-to-date information, laws and regulations regarding veterans’ benefits and the VA claims process can change.

Consult a qualified VA-accredited attorney for personalized legal advice specific to your situation. Neither VeteransBenefitsHub.com nor the interviewee assumes any responsibility or liability for any decisions made based on the information presented.

For legal guidance regarding your specific VA claim or appeal, please seek assistance from a qualified legal professional.